Effective Date: May 18, 2026
Welcome to King Edward Consulting Inc. By accessing or using our website kingedwardconsulting.com and our services, you agree to be bound by these Terms & Conditions. Please read them carefully.
By using this website or submitting an application for financing, you acknowledge that you have read, understood, and agree to these Terms & Conditions, as well as our Privacy Policy. If you do not agree, please do not use our services.
King Edward Consulting Inc is a direct business lender providing various financing solutions including:
All financing products are subject to credit approval, underwriting review, and compliance with applicable federal and state lending regulations.
Submission of a financing application does not guarantee approval or funding. We reserve the right to request additional documentation, conduct credit checks, verify financial information, and decline applications at our sole discretion.
By submitting an application, you authorize King Edward Consulting Inc to obtain your business and personal credit reports, verify information with third parties, and conduct background checks as necessary for underwriting purposes.
Pre-qualification estimates are based on preliminary information and are not binding offers. Final terms, rates, and approval are subject to complete underwriting and verification of all submitted information.
Specific terms, rates, repayment schedules, and fees for approved financing will be detailed in a separate Loan Agreement or Financing Contract. You are responsible for reviewing and understanding all terms before signing any binding agreement.
Applicable fees may include origination fees, processing fees, late payment penalties, and prepayment fees (if applicable). All fees will be disclosed in your Loan Agreement.
Failure to meet repayment obligations may result in default, which can lead to collection actions, reporting to credit bureaus, legal proceedings, and seizure of collateral (if applicable).
If you opt in to receive SMS or text messages from King Edward Consulting Inc by checking the SMS opt-in box on our contact form, you consent to receive recurring marketing and promotional text messages, including offers, updates, and information about our financial products and services.
Messages may be sent using an automated telephone dialing system (ATDS). You are not required to consent to receiving SMS messages as a condition of purchasing any goods or services from King Edward Consulting Inc.
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. You are responsible for all charges imposed by your carrier.
You may opt out of receiving SMS messages at any time by:
After opting out, you will receive one final confirmation message, and no further promotional messages will be sent (though transactional messages related to active loans may still be delivered).
For assistance with SMS messages, reply HELP to any message or contact us at edward@kingedwardconsulting.com.
Our SMS program is compatible with major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Message delivery and timing may vary based on carrier and location.
You may use this website for lawful purposes related to exploring our financial services, submitting applications, and accessing information. You may not:
All content on this website, including text, graphics, logos, and design, is the property of King Edward Consulting Inc and is protected by copyright and trademark laws. Unauthorized use is prohibited.
Our website may contain links to third-party websites for your convenience. We do not endorse or control these sites and are not responsible for their content, privacy practices, or terms. Use of third-party sites is at your own risk.
To the maximum extent permitted by law, King Edward Consulting Inc shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, including but not limited to:
You agree to indemnify and hold harmless King Edward Consulting Inc, its officers, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.
These Terms & Conditions are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any disputes arising from these Terms or our services shall be resolved through binding arbitration in Brooklyn, New York, in accordance with the rules of the American Arbitration Association.
We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes constitutes acceptance of the revised terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
If you have questions about these Terms & Conditions, please contact us:
King Edward Consulting Inc
1947 W 3rd Street
Brooklyn, NY 11223
Email: edward@kingedwardconsulting.com